Employee benefits are a workplace necessity - helping your company attract and retain key personnel. The reason for this is simple: the quality of coverage available to a group of people is far superior to the plans available to an individual. Those with pre-existing conditions don’t even have the individual option - they must have group coverage and often make it a condition of employment.

Healthcare is a promise that both government and corporations constantly strive to fulfill - while delicately balancing the cost and expectations. An employee benefits plan is your company’s part in delivering on this promise.

Understanding these two main types of employee benefit plans will help your company choose a program best suited to your needs.

As each approach has both positive and negative features, we have been careful to point out all of the factors that you should consider in the long-term management of a successful employee benefits program.

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